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Account ApplicationsCustomer Identification Program NoticeFederal Regulations enacted pursuant to Section 326 of the USA Patriot Act of 2001 require all financial institutions to verify the identity of every person who seeks to open an account, or become a signatory on an account with the institution after October 1, 2003. All persons are subject to the identity verification requirements even though they may be a long term customer of and well known to the institution. For the purpose of the regulation, an "account" includes every formal banking relationship that entails ongoing services, dealings, or transactions. Some examples are a deposit account, mortgage, investment services relationship, or safe deposit box rental. If you request to open an account or become a signatory on an account with Androscoggin Bank, and Androscoggin Bank has not previously verified your identity under the new regulatory requirements, you will be requested to provide documentary verification of your identity using one or more of the following:
Similar identification requirements apply to business entities such as corporations and partnerships. Androscoggin Bank may be required to retain a copy of any document it relied on to verify your identity. Loan Disclosure StatementAndroscoggin Bank will lend outside its Community Reinvestment Act (CRA) area, but only within the State of Maine. Eligible applicants include current Androscoggin Bank customers and applicants currently living in or moving to our geographic area who will be banking with us. After completing the following form you will be contacted by one of our loan specialists who will disclose the loan rates and terms available based upon your financial information. Androscoggin Bank Privacy & Product Disclosure NoticesPlease review the Privacy Policy and the Retail Product Disclosure or the Business Product Disclosure before proceeding. CLICKING ON AN ACCOUNT APPLICATION LINK BELOW SIGNIFIES ACCEPTANCE OF THESE TERMS: I DO NOT ACCEPT THESE TERMSDeposit AccountsLoans |
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