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Schedule of Charges
Effective January 18, 2008
| Account Research & Reconciliation, 1 hour minimum | $20.00 per hour |
| Amortization Schedule | $10.00 |
| Automated Clearing House | |
| (ACH) Debit Origination | To be determined by contract |
| ATM/Debit Card Charges: | |
| ATM Transaction Surcharge | No Charge* |
| ATM/Debit Card Replacement/Reactivation | $5.00 |
| Canadian Check Processing, customers only | Exchange Rate |
| Certified Checks | $10.00 per item |
| Checking Account Overdraft Charges: | |
| Nonsufficient and Uncollected Funds: | |
| Paid | $26.00 per item |
| Returned | $26.00 per item |
| Check Cashing for non-customers (State and Federal Government only) | 1% or $5.00 minimum |
| Check Printing | Varies with style |
| Checks Returned with Statement | $3.00 per month |
| Coin Currency Bags (non-commercial) | $5.00 |
| Copy of Statement | $5.00 per copy |
| Copy of Check | $3.00 per item |
| Collection Charges: | |
| Checks, Drafts, Bankbooks | $15.00 per item |
| Coupons, Bonds | $5.00 per envelope |
| Correspondent Bank Drafts | $10.00 |
| Currency Orders | $10.00 |
| Deposited Items Returned Unpaid (Checks, Drafts, ACH) | $6.00 per item |
| Duplicate Statement | $5.00 per month |
| eStatement | No charge |
| Inactive Account Charge (Monthly): | |
| Checking (no activity for 6 months or more) | $4.00** |
| Savings (no activity for 2 years or more) | $1.00 |
| Check by Phone | $6.00 |
| Early Account Closure (within 90 days) | $25.00 |
| Exceeding Electronic Withdrawal/Debit Limits | $3.00 per item |
| Fax Service | $3.00 local |
| $6.00 long distance | |
| Foreign Drafts: (minimum $200 USD value plus correspondent charge) | $10.00 minimum |
| Legal Processing (subpoenas, summons, levies, garnishments, etc.) | $35.00 |
| Lost Passbook Replacement | $15.00 |
| Money Order (Customers Only) | $3.00 |
| Night Deposit Bags (refundable deposit) | $15.00 |
| Night Deposit Key Replacement | $10.00 |
| Notary Service (non-customer) | $15.00 |
| Photocopies | $ .50 per page |
| Coin Counting (Customers Only) | No charge |
| Safe Deposit Box: | |
| Key Replacement | $15.00 |
| Box Drilling | $50.00 (plus costs) |
| Box Rental | Varies by size |
| Stop Item Charge | $25.00 |
| Telephone Banking | No charge |
| Traveler’s Checks (Customers Only) | 1% charge |
| Treasurer’s Check (Customers Only) | $5.00 per item |
| Wire Transfer: | |
| Incoming (customer) | $10.00 per item |
| Outgoing (customer) | $15.00 per item |
| International (plus correspondent charge) | $40.00 per item |
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*Applies to any card issued by Androscoggin Bank or other member bank of the Maine Cash Access at over 185 of its ATMs. Otherwise, a $2.00 surcharge will be applied. **Basic Plus Checking no activity for 90 days or more |
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eBusiness Banking Charges
*** Must have a FreeStyle, Partners or Partners Plus checking to qualify for the Partners Plan. **** Must have a FreeStyle Business or MainStreet Business checking account to qualify for the Small Business Plan. |
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