Rates
Certificate of Deposit Rates
Deposit Rates
Home Equity Line of Credit Rates
Consumer Loan Rates
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Consumer Loan Rates
Today's Rates
Minimum loan amount $3000.00. Rates subject to change without notice.
Consumer Loan Rates
Real Estate
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MaxTerm
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Rate Change Frequency
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Rate
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APR*
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Payment/$1,000***
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Max LTV**
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Special Terms
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Second Mortgage
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120 mths
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Fixed
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6.000%
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6.232%
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$11.10
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80%
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See Below #1, 3
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Second Mortgage
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180 mths
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Fixed
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6.250%
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6.416%
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$8.57
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80%
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See Below #1, 3
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Land Loan
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24 mths
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Fixed
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7.250%
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7.401%
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$5.96****
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65%
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See Below #1, 3
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Land Loan
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120 mths
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Fixed
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8.990%
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9.047%
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$12.66
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65%
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See Below #1, 3
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Non Real Estate Loan Rates
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MaxTerm
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Rate Change Frequency
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Rate
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APR*
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Payment/$1,000***
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Max LTV**
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Special Terms
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New Car (1-2 Yrs. old) Under $20,000
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60 mths
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Fixed
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6.000%
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6.091%
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$19.33
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100%
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See Below #2, 3
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New Car (1-2 Yrs. Old) Over $20,000
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72 mths
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Fixed
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7.000%
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7.080%
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$17.05
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100%
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See Below #2, 3
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Other Loans
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MaxTerm
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Rate Change Frequency
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Rate
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APR*
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Payment/$1,000***
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Max LTV**
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Special Terms
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Secured
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48 mths
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Fixed
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9.25%
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9.265%
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$25.00
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80%
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See Below #2, 3
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Unsecured
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48 mths
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Fixed
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16.00%
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16.028%
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$28.34
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n/a
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See Below #2
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* APR = ANNUAL PERCENTAGE RATE. Maximum APR is 18%. Effective 12/16/08 New York Prime Rate is 3.25%
** LTV = LOAN TO VALUE. Combined LTV for Second Mortgage not to exceed 80% (includes first mortgage)
***Payment based on maximum term
****Interest Only Product
#1 Processing fee assessed $150.00
#2 Processing fee assessed $40.00
#3 LTV Based on Purchase Price or Collateral Value, whichever is less
Contact a Loan Officer
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