Great Partners In All Things Financial

Personal Checking Accounts

Androscoggin Bank offers a variety of checking accounts from our FreeStyle Account offering free checking with direct deposit to our Partners Checking Accounts – our most popular accounts with extra benefits including our best rates on savings, CDs and home equity loans.

EZ Choice Checking Comparison

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Partners Plus

Partners

FreeStyle¹

Basic

eBanking (online banking with check images)

Free⁷

Bill Pay

Free⁷

90 days Free then $6.00/month

eStatement

Yes

Earns Interest

Yes

Preferred Rates on Select CDs²

Yes

Preferred rates on loans²

Yes

Minimum Opening Balance

Monthly Service Charge

$25.00

$10.00

None

(Direct Deposit Required)

$4.00

Minimum balance to waive monthly service charge³

$10,000.00

$2,500.00

Unlimited Check Writing

Yes

Checks⁴

Free⁷

Free First Order

ATM Charges⁵

None

Visa® Check Card

Free⁷

Debit Card Transactions

Free⁷

Overdraft Protection⁶

Yes

Umlimited Telephone Banking

Free⁷

Combined Account Monthly Statement

Yes

Notary Services

Free⁷

¹	Charges for unusual activities associated with free checking accounts such as overdrafts, stop payment orders, duplicate statements or imprinted checks may be assessed.
²	Please refer to current rates
³	The previous month average balance of combined deposit and loan balances must exceed the minimum balance level identified above.
⁴	First order includes 200 Basic Style Checks. Other styles are available for a fee.
⁵	Androscoggin Bank does not charge for ATM use. Owners of other ATMs may assess a surcharge. Androscoggin Bank customers can use over 150 Maine Cash Access ATMs free of any surcharges.
⁶	Credit approval required
⁷	Charges for unusual activities such as overdrafts, stop payment orders, duplicate statement or imprinted checks may be assessed.

Product Disclosure

Maine Cash Access

Schedule of Charges

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