Mortgages

Androscoggin Bank offers a full array of home financing solutions.  Whether you are a first time home buyer, refinancing your existing mortgage to lower your monthly payments or finally moving up to your dream home, we have the right loan for you.  In addition, we make the application process simple, easy and fast through Mortgage Whiz, our online application system.  Mortgage Whiz gives you the advantage of loan approval within minutes! 

Buying Your First Home:

At Androscoggin Bank, our experienced mortgage lenders have the knowledge and experience to guide you through the entire home financing process.  Plus, we have a wide range of loans including fixed-rate, adjustable-rate, 80/20 financing and even 100% financing programs, making it easier than ever to own your own home. Simply  apply online  and get your approval instantly. If you have questions feel free to contact one of experienced  mortgage lenders.

Refinancing Your Home:

If you’re one of the many homeowners who prefer to stay in their existing home rather than move, we offer several borrowing options that will allow you to take advantage of low interest rates for an addition or in-ground pool.  Whatever the reason, an experienced  mortgage lender  will recommend a loan that will best meet your needs.  Apply online at  Mortgage Whiz  today and get approved instantly.  With Androscoogin Bank's lending options and Mortgage Whiz, we can save your time and money!

Building a New Home:

If you’re building a home, you’ll be glad to know that Androscoggin Bank specializes in single-closing construction loans.  With our construction loans, you have up to 100 days to lock in your rate. If you are looking for a builder, we can share our list of preferred professional contractors with whom we’ve worked for years. 

Plus, we will work with you to arrange the disbursements to the builder.  When your new home is complete, we’ll automatically rollover your construction loan to permanent financing for the remainder of the term of the loan at no additional costs to you.

For more information about the process and rates, please contact one of our  mortgage lenders.