Deposit Rates

Effective December 13, 2017

Rates subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

Checking Accounts

Account Type

Tier

Minimum Balance to
obtain Annual Percentage Yield

Simple
Interest
Rate

Annual
Percentage
Yield

BlueWave Interest+ Checking

Tier 1

$0.00 - $4,999.99

0.01%

0.01%

Tier 2

$5,000 - $24,999.99

0.01%

0.01%

Tier 3

$25,000 - $49,999.99

0.03%

0.03%

Tier 4

$50,000 - $74,999.99

0.03%

0.03%

Tier 5

$75,000 - $99,999.99

0.03%

0.03%

Tier 6

$100,000 PLUS

0.03%

0.03%

Community NOW
(non-profits)

$0.00

0.10%

0.10%

Savings Accounts

Account Type

Tier

Minimum Balance to
obtain Annual Percentage Yield

Simple
Interest
Rate

Annual
Percentage
Yield

BlueWave Savings

Tier 1

$0.00 - $4,999.99

0.01%

0.01%

Tier 2

$5,000 - $24,999.99

0.01%

0.01%

Tier 3

$25,000 - $49,999.99

0.01%

0.01%

Tier 4

$50,000 - $74,999.99

0.01%

0.01%

Tier 5

$75,000 - $99,999.99

0.01%

0.01%

Tier 6

$100,000 PLUS

0.01%

0.01%

BlueWave Savings+

Tier 1

$0.00 - $4,999.99

0.02%

0.02%

Tier 2

$5,000 - $24,999.99

0.02%

0.02%

Tier 3

$25,000 - $49,999.99

0.05%

0.05%

Tier 4

$50,000 - $74,999.99

0.05%

0.05%

Tier 5

$75,000 - $99,999.99

0.05%

0.05%

Tier 6

$100,000 PLUS

0.07%

0.07%

Personal Money Market

Tier 1

$0.00 - $4,999.99

0.01%

0.01%

Tier 2

$5,000 - $24,999.99

0.20%

0.20%

Tier 3

$25,000 - $49,999.99

0.30%

0.30%

Tier 4

$50,000 - $74,999.99

0.50%

0.50%

Tier 5

$75,000 - $99,999.99

0.60%

0.60%

Tier 6

$100,000 PLUS

1.09%

1.10%

Business Partners Savings

Tier 1

$0.00 - $4,999.99

0.01%

0.01%

Tier 2

$5,000 - $24,999.99

0.01%

0.01%

Tier 3

$25,000 - $49,999.99

0.05%

0.05%

Tier 4

$50,000 - $74,999.99

0.05%

0.05%

Tier 5

$75,000 - $99,999.99

0.05%

0.05%

Tier 6

$100,000 PLUS

0.07%

0.07%

Business Money Market Account

Tier 1

$0.00 - $4,999.99

0.01%

0.01%

Tier 2

$5,000 - $24,999.99

0.20%

0.20%

Tier 3

$25,000 - $49,999.99

0.30%

0.30%

Tier 4

$50,000 - $74,999.99

0.50%

0.50%

Tier 5

$75,000 - $99,999.99

0.60%

0.60%

Tier 6

$100,000 PLUS

1.09%

1.10%

Club Accounts**

$0.00

0.05%

0.05%

Health Savings Account

Tier 1

$0.00 - $4,999.99

0.10%

0.10%

Tier 2

$5,000.00 PLUS

0.10%

0.10%

IRA Saver Account

Tier 1

$0 - 9,999.99

0.01%

0.01%

Tier 2

$10,000-19,999.99

0.01%

0.01%

Tier 3

$20,000-49,999.99

0.01%

0.01%

Tier 4

$50,000+

0.01%

0.01%


**2017 Christmas Club Accounts mature on 10/06/2017.