Home Equity Line of Credit Rates

Today's Rates
Rates subject to change without notice.

Home Equity Line of Credit Rates

Equity Option

Max LTV**




Interest Only/Variable Home Equity


Start rate is Prime minus .50% for the first year, currently 4.75% as of 10/30/2018.

After the first year, the rate is Prime plus 0%, adjusted monthly, with a Minimum Rate of 4.25%.


Interest Only for the first 10 years, then payment is 1/120th of principal balance at the end of the Interest Only period plus interest.

Minimum payment is $50. See your lender for more details

Click here to see mortgage rates.


* APR = ANNUAL PERCENTAGE RATE. Maximum APR is 18.00%.
** LTV is Loan to Value - what you can borrow against the assessed value of your property.
*** After the initial 12 month promotional period, the rate will never be less than 4.25% regardless of the Prime Rate.

Zero points and no origination fees. Androscoggin Bank pays the first $525 in closing costs. Borrower is responsible for all aggregate closing costs exceeding $525.