BlueWave Access checking.

An eStatement, one direct deposit and some debit card transactions are your keys to free checking with this account.

This is an account that is designed to match how many of our clients already bank with us. It may not be for everyone yet, but if you like an electronic statement, use your debit card on a regular basis, and get at least one direct deposit or make one mobile check deposit - this account can be a great option for you.

The account benefits include:

  • Online banking
  • Easily pay and view a history of bills with Online Bill Pay
  • Download transaction history to Quicken® and Quickbooks™
  • E-mail and text payments to family and friends (peer-to-peer payments)
  • Review up to 2 years of account history
  • Access to previous statements online
  • Transfer money instantly between Androscoggin Bank accounts
  • Unlimited free Androscoggin Bank ATM use
  • Set up alerts for low balance, high balance, transfers and payments
  • Access to our online banking customer support team at - 1-800-966-9172
  • Live Chat with locally-based Online Banking professionals

Rate Information:

  • This is a non-interest bearing account.

Minimum Balance to Open Account:

  • There is a $25 minimum opening deposit requirement for this account.
  • Accounts opened on-line have a minimum opening deposit of $50.

Service Charge:

  • A monthly service charge of $10 if Account Requirements listed below are not met.

Account Features:

  • ATM surcharges up to $6 per month will be reimbursed if Account Requirements listed below are met.

Account Requirements:

  • eStatement
  • One posted direct deposit per month or a mobile check deposit using one of Androscoggin's mobile apps
  • Ten posted Point-of-Sale (POS) transactions per month

Please see our Schedule of Charges (PDF)* for additional charges that may apply.

Click here, call 1-800-966-9172 or visit any branch location to open an account today. Or contact a Retail Manager to get started today.
Online chat may also be available now.