Your Rizq, flowing clean.
We are not a fintech. We are not a startup. We are not a conventional bank that added an Islamic label. We are a 156-year-old community bank that built a product suite from the ground up because a community that has been here for twenty years asked us to. We built it carefully, slowly, and completely.
Your Rizq has always been coming. We built a clean channel for it.
Rizq Home
A Shariah-compliant, Murabaha mortgage structure, allowing families to purchase their dream home in a way that is aligned with their faith. Your provision, the home always yours.
If you are interested or have questions, contact Mohamed Mohamed, AVP, Community Banker.
Phone: 207-870-7670
Email: mmohamed@androscogginbank.com
NMLS#: 1911431
Rizq Checking
Your provision, flowing cleanly, daily.
- A fully Shariah-compliant, interest-free alternative to traditional checking accounts
- Use your account for day-to-day transactions with no hidden fees
- Minimum opening deposit of $25
* Monthly Service Fees: 10 posted POS transactions in a month OR average monthly balance of $1,000 OR aged 70 years+ to avoid $5 monthly service charge.
Rizq Savings
Your provision, preserved and growing.
- Earn interest-free, faith-aligned returns based on Sharia-compliant revenue sources
- Unlimited deposits, withdrawals, and no transaction restrictions
- Minimum opening deposit of $25
* Monthly Service Fees: $3.00 monthly service fee waived with minimum $100.00 daily balance.
Rizq Savings Revenue Sharing Yield
Effective Date: June 1st, 2026
| Account Type | Minimum Opening Balance | Balance to Obtain Revenue Sharing Yield | Revenue Sharing Yield | Revenue Sharing Ratio (Customer:Bank) |
|---|---|---|---|---|
| Rizq Savings | $25 | $0 - Plus | 1.50% | 3:97 |
*Revenue sharing yield is only applicable for Rizq Savings accounts. Revenue sharing yield is subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum balance is required to obtain revenue sharing yield on all Rizq Savings accounts.
Let’s make your money journey easy
Business
Checking
Personal
Checking
Credit Cards
Mortages
