Business Checking Accounts

You wear many hats, juggle multiple tasks, and maybe sleep a little less at night. Let your drive be what keeps you up, not your finances. Choose a business checking account from Androscoggin to simplify day-to-day operations. We help Maine businesses of all sizes with options tailored to their specific needs.

Business Checking

If your business' account balance tends to fluctuate frequently, this account makes the grade.

$25.00 minimum to open
Maintain a $1,000 balance to avoid the $5.00 monthly service charge
300 free items* per statement cycle and $.50 for each additional item
Online & Mobile Services

Online Banking
Mobile Banking
Bill Pay
$3 Rebate if you sign up for eStatement

Open Now - Business Checking

MainStreet Business Checking

Bigger balances can set up shop in an account that will accommodate more frequent transactions.

$25.00 minimum to open
Maintain a $5,000 balance OR $25,000 in combined average available balance*** to avoid the $10.00 monthly service charge
500 free items* per statement cycle and $.50 for each additional item
Online & Mobile Services
- Online Banking
- Mobile Banking
- Bill Pay
- $3 Rebate if you sign up for eStatement

Corporate Business Checking

A tried-and-true account option for businesses of different sizes with diverse transaction volumes.

$25.00 minimum to open
Earnings credit rate**
Access to Treasury Management Services
Online & Mobile Services
- Online Banking
- Mobile Banking
- Bill Pay
- $3 Rebate if you sign up for E-Statement

Community Now Checking

Designed exclusively to nonprofit organizations, this account is made to make managing funds easy when building a bottom line is not the only goal.

$25.00 minimum to open
Earns interest
Maintain a $500.00 balance to avoid the $10.00 monthly service charge
300 free items* per statement cycle and $.50 for each additional item
Online & Mobile Services
- Online Banking
- Mobile Banking
- Bill Pay
- $3 rebate if you sign up for eStatements

*Item charges are NOT assessed for: ACH transactions, Debit Card/POS or ATM transactions. Items include a combination of deposits, deposited items, and paid items.

**The current Earnings Credit is calculated on the collected, average available balance (less required reserves) and would offset service charges on the account up to the amount of the service charge due. The maximum amount credited, depending on the account balance, would be 100% of the service charges for the statement period.

***Combined average available balance is the total available between deposits and current principal balance of business loans.

Get better control over business spending.

With debit cards for your business and employees, you have the power to streamline payments and track spending 24/7.

Set up your card for Apple Pay®, Google Pay^™, or Samsung Pay^™ to make in-store, in-app, or online purchases with a single touch.

Online shopping is simple and secure when your debit card is enrolled in this free service.

Enroll Now

When you shop at participating online retailers, you'll automatically benefit from an added layer of protection just by using your Visa® debit card.

Learn More about Verified by Visa

Customize your alert preferences to be notified via email when select card activity occurs.

Bank on your time.

Whether you need to monitor accounts while away from the office or take care of transactions outside of business hours, your finances are only a click away.