The place that keeps you grounded, where you're free to be you. That's home.
Mortgage
Let's talk numbers.
We'll give you a custom quote with current rates so you can house shop and crunch numbers.

My wife and I wanted to fulfill a dream to buy a home on the coast of Maine. We worked with Scott Sarapus, and I can tell you that you would be well served to have him in your corner if you have any kind of financial needs. The confidence he gave both my wife and I, that we were making the right decision, is pretty hard to substitute.
Meet Your Androscoggin Bank Mortgage Team

Karen Shaw

Sam Rotondo
Sam joined Androscoggin Bank’s mortgage team in October of 2021. He has experience in every facet of residential lending, from Portfolio to Jumbo, Government and Land. Sam takes pride in being of service to his clients with an unwavering focus on doing what is truly in their best interest.

Matthew Nash
Matt has been with Androscoggin bank since May 2021, with over 3 years of lending experience in total. He is a partner to his clients in order to help make large life milestones of theirs that is memorable, easy and stress free.

Scott Sarapas

Greg Dauphinee

Garrett Ryan
Mortgage products that make you feel at home.
There is no denying the home buying process is complicated. We’ve made the process as simple as it can be, and wanted to provide you with plain talk descriptions of some of our most used mortgage products. No matter what you pick, we’ll be with you every step of the way and walk you through the entire process.
Product | Description |
---|---|
Fixed-Rate Mortgage | One monthly payment for the life of the loan. |
Adjustable Rate Mortgage | Your rate and payment adjusts at a set time. |
Jumbo Loan | Great Options for larger loans. |
Federal Housing Authority (FHA) Loan | A loan with more flexibility than a conventional mortgage. |
Veterans Affairs (VA) Loan | Little or no down payment required for active military personnel, veterans, reservists or National Guard members. |
Rural Development (RD) Loan | 100% financing with a credit toward closing costs. |
Maine State Housing First Time Home Buyer | A loan with a credit towards closing for purchase of one's first home. |