The place that keeps you grounded, where you're free to be you. That's home.
Mortgage
My wife and I wanted to fulfill a dream to buy a home on the coast of Maine. We worked with Scott Sarapus, and I can tell you that you would be well served to have him in your corner if you have any kind of financial needs. The confidence he gave both my wife and I, that we were making the right decision, is pretty hard to substitute.
Meet Your Androscoggin Bank Mortgage Team
Which lender would you like to meet?
Gerry Augello
Gerry has been in banking for more than 40 years, and has been with Androscoggin Bank for more than 20 years, where he’s worked as a lender and branch manager. Gerry plays golf in his spare time, and lives with his wife of 35 years in Lewiston.
Greg Dauphinee
Greg believes in giving Maine families the service and attention they deserve and expect when buying or refinancing a home. He is based in our Portland Office and brings a hardworking ethic and attention to detail to all his clients.
Scott Sarapas
Scott has worked in residential real estate since 2002. Scott takes pride in his work and the Bank’s focus on having a positive community impact in our Maine communities. Scott lives in Falmouth with his wife Lynn, a writer, and their two children Max and Violet.
Karen Shaw
Karen has been in banking for over 30 years, and has worked to provide home mortgages to clients for the last 20 years. She is a member of the LA Metropolitan Chamber of Commerce, Auburn Business Association, and the City of Lewiston Loan Committee. Karen loves spending time with family and friends while sitting by the pool at her home in Lewiston.
Amy Torrey
Integrity, trust, and great communication are the principles by which Amy has built her career. She has worked in banking for 10 years and has over 20 years of customer service experience. Amy lives in Portland and is a passionate supporter of the arts.
Mortgage products that make you feel at home.
There is no denying the home buying process is complicated. We’ve made the process as simple as it can be, and wanted to provide you with plain talk descriptions of some of our most used mortgage products. No matter what you pick, we’ll be with you every step of the way and walk you through the entire process.
| Product | Description |
|---|---|
Fixed-Rate Mortgage | One monthly payment for the life of the loan. |
Adjustable Rate Mortgage | Your rate and payment adjusts at a set time. |
Jumbo Loan | Great Options for larger loans. |
Federal Housing Authority (FHA) Loan | A loan with more flexibility than a conventional mortgage. |
Veterans Affairs (VA) Loan | Little or no down payment required for active military personnel, veterans, reservists or National Guard members. |
Rural Development (RD) Loan | 100% financing with a credit toward closing costs. |
Maine State Housing First Time Home Buyer | A loan with a credit towards closing for purchase of one's first home. |
Find out how much house you can afford.
Before you start seriously browsing listings and coordinating showings with your realtor, narrow down your realistic price range.
Let's talk numbers.
We'll give you a custom quote with current rates so you can house shop and crunch numbers.