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As a business leader, you have focus, passion, and above all, resilience. You need to take risks and adapt to changes on the fly. Setbacks and mistakes happen but you turn them into opportunities and keep moving forward. We want to play our part in supporting your resilience – providing practical advice that can help you move forward and keep your eyes on the prize.

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For multi-stakeholder capitalism, the future is now

At Androscoggin Bank, we are excited to answer the call for companies to do more. We recently underwent a rigorous and transparent assessment to become a Certified B Corporation, and now join national companies like Patagonia, Ben and Jerry’s, Athleta, Tom’s of Maine and a growing number of Maine companies.

Cash Flow

Cash Flow Basics: Understanding Financial Statements

Cash Flow

How to Identify Fixed and Variable Costs to Unlock Cash Flow Solutions in a Crisis

Understanding the differences between your business fixed costs versus variable costs is key to identifying opportunities to unlock cash flow, particularly during lean times or times of crisis.  

Cash Flow

6 Simple Actions for Streamlining Payables

For those who aren’t natural number crunchers, bookkeeping can feel like a chore—particularly when it comes to dealing with money you owe other businesses. 

Cash Flow

Weathering the Pandemic: 5 Ways to Collect Accounts Receivables Faster to Free Up Cash Flow

To help prevent your business from ending up in a cash crunch during tough times, here are five steps you can take to collect your accounts receivable faster.

Succession Planning

Determining the Value of Your Business

Business valuation plays a critical role in determining gift and estate tax liability and/or the appropriate selling price for an interest. Because valuing a business is so important, you should be very careful when selecting an appraiser.

Succession Planning

Which Type of Buy-Sell Agreement is Right for Me?

The size of your company will affect your choices in setting up your specific form of buy-sell agreement and may cause one form to be more appropriate than another.

Succession Planning

What is a Business Buy Sell Agreement and How Can it Benefit my Business?

One tool used in business succession planning is the buy-sell agreement. A properly designed buy-sell agreement can allow you to keep control of your business until retirement, disability, death or other specified event.

Succession Planning

How to Choose the Best Succession Plan for Your Small Business

When developing a succession plan for your small business, you must make many decisions. Should you sell your business or give it away? Should you structure your plan to go into effect during your lifetime or at your death? Should you transfer your ownership interest to family members, co-owners, employees, or an outside party?


Putting Values First: What it Means to be a Values-Based Leader

Values-based leaders articulate their values clearly and consistently, both inside and outside of the company, and they use those values to build relationships and guide important decisions.


How Meditation in the Workplace Unlocks Greater Productivity

Studies show that implementing meditation at work can be good for personal productivity and organizational culture. Ultimately, it may even boost your business’ bottom line. 


How to Get Certified as a Minority-Owned Business

Running a small business is a challenge no matter who you are, but minority business owners may face specific hurdles. Fortunately, minority business owners can take advantage of certifications that provide access to contracts, mentors, funding and more. 


Prevent Common Business Cyber Attacks and Scams

Many cyber attacks and scams fall into one or more of a handful of broad categories. Familiarizing yourself with them will give you a sense of your vulnerabilities.


Identify and Avoid Tech Support Scams

For businesses operating in the digital age, tech problems are inevitable. Unfortunately, our reliance on tech experts to solve these problems has given rise to a dangerous type of fraud: tech support scams.


How to Guard Your Network from Security Threats as More Employees Work from Home

The COVID era has seen a spike in cyberattacks worldwide, as employers have had to work quickly to put systems in place to support remote workers.


How to Avoid Business Email Compromise Scams

Scammers are using emails and phone calls to trick employees into facilitating a crime that damages their company in the form of wasted time and lost money.